No Impact To Credit Score
Only Takes A Few Minutes
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A: Congratulations! One of our representatives will be calling you shortly to help you choose a used carfor sale, collect your paperwork, and schedule delivery of your vehicle. In the meantime, feel free to browse our inventory of affordable used cars, view the Carfax history reports, and view photos of our inventory.
A: Just because you didn’t receive an instant pre-approval does not mean you are declined. When you apply for auto loan bad credit, or even with great credit, 90% of the time, it just means we need more information, or something was entered incorrectly. It could be as simple as “Second St.” versus “2 nd St.” Please do not be alarmed, or give up. Our representatives are already working on your file, and will call you shortly to help you get approved!
A: Whether you apply for a bad credit car loan or a good credit car loan, your pre-approval amount will be determined by our lenders, and may vary depending on what your vehicle needs are. Luckily at Gateway Car Dealer, we have a wide selection of reliable, low mileage vehicles to choose from.
A: Your down payment will vary depending on the vehicle you choose, the length of the loan you select or are approved for, and other factors. We will work with you and the lender to make sure that your up-front costs, if any, are comfortable for you. That is where we work our magic with helping you select the perfect vehicle. Do you have a car now? Perhaps we can buy that car from you for top dollar, to make the deal work in your favor. Value a trade in here.
A: Your interest rate, or APR, will vary, depending on the vehicle you choose and the length of the loan you select or are approved for. Usually, the shorter the loan, the lower the rate and vice versa. Believe it or not banks will many times give consideration to the year and miles of the vehicle with regard to the rate. Sometimes we think we are saving money by choosing the cheaper car, but many times lenders give preference to more reliable cars with more equipment to secure their interest in the vehicle. This is where we come in to match you and the lender with the perfect vehicle!
When you apply for auto loan online bad credit at Gateway Used Car dealer, you are taking no risk. Our fast and easy car loan pre-approval has no impact to your credit score. We do not even require a social security number to inquire. Applying for a car loan with poor credit does not have to be hard or embarrassing. We have all experienced different credit issues at different times in our lives, but we all deserve reliable transportation to get us where we need to go. We will keep your information private and ensure that you have the best possible car dealership experience. We want to ensure that when you are ready to refinance, purchase another vehicle, or help a family or friend find a car, you return to us at Gateway Car Dealer.